1975 Middlesex St UNIT 2, Lowell, MA, 01851 | $352/mo Cash Flow

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1975 Middlesex St UNIT 2, Lowell, MA, 01851 | $352/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Lowell at 1975 Middlesex St UNIT 2, Lowell, MA, 01851 generates $3,629/mo in rent and, after a $2,545/mo payment, leaves $352/mo in cash flow. Total monthly income is $3,629/mo, and annual cash flow is $4,222/yr on $171,047 invested. Return on cash invested sits at 22.53% in year one, and rental yield is 8.38% on a $519,900 entry. Equity gained on principal adds $3,355/yr, while 5% annual appreciation builds toward $143,639 over five years. Five-year ROI reaches 117% and total cumulative return in cash sums $200,128. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $3,629/mo property income rather than buyer’s personal income.

Townhouse

Built in 2006

N/A lot

$N/A/sqft

No HOA

More details about the property

"Fall" in Love in Lowell... Welcome to 1975 Middlesex Street, Unit 2 located in desirable Millview Estates. This jaw-dropping 2 bedroom, 1.5 bathroom townhouse has all the bells & whistles to call home. Upon entrance you are graciously greeted by a sizable kitchen with hardwood floors, stainless steel appliances, granite countertops w/ island and eat-in kitchen area which leads to a rear slider and newly installed composite deck. Rounding out the 1st floor is a well-kept, open concept living room perfect for entertaining friends & family. Second level living boasts two spacious bedrooms, full bathroom w/ stackable laundry and a bonus loft area which can be utilized to your needs. Coveniently located on the Chelmsford Line and in close proximity to shopping, schools, major highways and many more amenities. Other features include: 1 Car Garage, Central Air, Dedicated Utility Room, Town Water/Sewer, Nearly New Water Heater (2020) & Ample Guest Parking. Book your private showings today!!

Neighborhood Data

Neighborhood data shown for ZIP Code: 01851, Lowell, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,368 (100%)
Owner Occupied HU	4,576 (40.3%)
Renter Occupied HU	6,260 (55.1%)
Vacant Housing Units	532 ( 4.7%)
Median Home Value	$523,958
Average Home Value	$702,585