197 State Route 188TrentonTN38382
INVESTMENT ANALYSIS
Investment Verdict
Solid Income197 State Route 188, Trenton, TN, 38382 in Trenton is a solid income-producing rental, 9.58% gross yield, $1,078/mo rent, $270/mo net cash flow on a $135,000 buy. DSCR 1.78 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $37,298 and $1,243/yr in principal reduction project a total cumulative return of $68,462.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $270 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,078 |
| Total Monthly Debt Service | $754 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38382, Trenton, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,197 (100%) |
| Owner Occupied HU | 2,484 (59.2%) |
| Renter Occupied HU | 1,261 (30.0%) |
| Vacant Housing Units | 452 (10.8%) |
| Median Home Value | $174,335 |
| Average Home Value | $229,174 |
Housing Distribution
Address Breakdown
Residential
4,109
Single Family
3,936
Multi-Family
173
Businesses
409
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38382, Trenton, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,197 (100%) |
| Owner Occupied HU | 2,484 (59.2%) |
| Renter Occupied HU | 1,261 (30.0%) |
| Vacant Housing Units | 452 (10.8%) |
| Median Home Value | $174,335 |
| Average Home Value | $229,174 |
Housing Distribution
Address Breakdown
Residential
4,109
Single Family
3,936
Multi-Family
173
Businesses
409
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Kisling • Reelfoot Realty Inc
Mls Name: CWTAR
Mls Provider:
Mls ID: #246370
Disclaimer: Some or all of the listings displayed may not belong to the firm whose website is being visited. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.