197 Ridgeway DrLoloMT59847
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 197 Ridgeway Dr, Lolo, MT, 59847 in Lolo at $458,500. Rental yield 6.93%. The 6.93% yield and 1.28 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $126,675 by year five, and $4,223/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $171,007.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.2% |
| Monthly Cash Flow | $(34) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,646 |
| Total Monthly Debt Service | $2,497 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
9,234 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59847, Lolo, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,636 (100%) |
| Owner Occupied HU | 2,061 (78.2%) |
| Renter Occupied HU | 434 (16.5%) |
| Vacant Housing Units | 141 ( 5.3%) |
| Median Home Value | $466,699 |
| Average Home Value | $519,380 |
Housing Distribution
Address Breakdown
Residential
2,238
Single Family
2,169
Multi-Family
69
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
9,234 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59847, Lolo, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,636 (100%) |
| Owner Occupied HU | 2,061 (78.2%) |
| Renter Occupied HU | 434 (16.5%) |
| Vacant Housing Units | 141 ( 5.3%) |
| Median Home Value | $466,699 |
| Average Home Value | $519,380 |
Housing Distribution
Address Breakdown
Residential
2,238
Single Family
2,169
Multi-Family
69
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices