197 Mountainside Drive #A302StoweVT05672
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 197 Mountainside Drive #A302, Stowe, VT, 05672 in Stowe deserves attention. This $359,000 property earns $3,019/mo in rent, a 10.09% gross yield, and nets $631/mo after the $1,614/mo payment. DSCR 1.87 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $99,185 compounds alongside $3,306/yr in yearly equity build, for a total cumulative return of $177,454.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.2% |
| Monthly Cash Flow | $631 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,019 |
| Total Monthly Debt Service | $2,246 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1971
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05672, Stowe, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,871 (100%) |
| Owner Occupied HU | 1,567 (40.5%) |
| Renter Occupied HU | 712 (18.4%) |
| Vacant Housing Units | 1,592 (41.1%) |
| Median Home Value | $664,175 |
| Average Home Value | $738,606 |
Housing Distribution
Address Breakdown
Residential
2,656
Single Family
2,558
Multi-Family
98
Businesses
502
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1971
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05672, Stowe, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,871 (100%) |
| Owner Occupied HU | 1,567 (40.5%) |
| Renter Occupied HU | 712 (18.4%) |
| Vacant Housing Units | 1,592 (41.1%) |
| Median Home Value | $664,175 |
| Average Home Value | $738,606 |
Housing Distribution
Address Breakdown
Residential
2,656
Single Family
2,558
Multi-Family
98
Businesses
502
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices