1965 Scott Depot RdScott DepotWV25560
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1965 Scott Depot Rd, Scott Depot, WV, 25560 in Scott Depot: $4,092/mo in rent, $1,662/mo net, 11.69% gross yield, all on a $420,000 acquisition. The 2.17 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $116,038 in value, and $3,868/yr in principal paydown steadily builds equity. Projected total cumulative return: $265,453.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.2% |
| Monthly Cash Flow | $1,662 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,092 |
| Total Monthly Debt Service | $2,263 |
| DSCR Ratio | 1.81x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
0.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25560, Scott Depot, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,948 (100%) |
| Owner Occupied HU | 2,804 (71.0%) |
| Renter Occupied HU | 875 (22.2%) |
| Vacant Housing Units | 269 ( 6.8%) |
| Median Home Value | $278,708 |
| Average Home Value | $329,729 |
Housing Distribution
Address Breakdown
Residential
3,948
Single Family
3,827
Multi-Family
121
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
0.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25560, Scott Depot, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,948 (100%) |
| Owner Occupied HU | 2,804 (71.0%) |
| Renter Occupied HU | 875 (22.2%) |
| Vacant Housing Units | 269 ( 6.8%) |
| Median Home Value | $278,708 |
| Average Home Value | $329,729 |
Housing Distribution
Address Breakdown
Residential
3,948
Single Family
3,827
Multi-Family
121
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Traci Thomas Wells • RE/MAX Clarity
Mls Name: KVBR
Mls Provider:
Mls ID: #279261
Disclaimer: Copyright Kanawha Valley Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.