19645 Ridge Crest PlSedaliaMO65301
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.93% yield at 19645 Ridge Crest Pl, Sedalia, MO, 65301 in Sedalia is solid, but the $1,268/mo payment compresses net cash flow to $95/mo at $282,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $77,911 by year five, and $2,597/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.47) without U.S. income documentation. Total projected return: $113,193.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $95 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,864 |
| Total Monthly Debt Service | $1,657 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
0.89 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65301, Sedalia, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,989 (100%) |
| Owner Occupied HU | 9,410 (58.9%) |
| Renter Occupied HU | 4,853 (30.4%) |
| Vacant Housing Units | 1,726 (10.8%) |
| Median Home Value | $196,262 |
| Average Home Value | $254,534 |
Housing Distribution
Address Breakdown
Residential
14,646
Single Family
14,170
Multi-Family
476
Businesses
1,216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
0.89 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65301, Sedalia, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,989 (100%) |
| Owner Occupied HU | 9,410 (58.9%) |
| Renter Occupied HU | 4,853 (30.4%) |
| Vacant Housing Units | 1,726 (10.8%) |
| Median Home Value | $196,262 |
| Average Home Value | $254,534 |
Housing Distribution
Address Breakdown
Residential
14,646
Single Family
14,170
Multi-Family
476
Businesses
1,216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: MARK A POHL • TheHomesTour.com and TheCommercialTour.com and TheLandTour.com
Mls Name: WCAR MO
Mls Provider:
Mls ID: #98946
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.