1961 Gardner LnLakesideAZ85929
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1961 Gardner Ln, Lakeside, AZ, 85929 in Lakeside is a top-tier cash-flow asset. At $149,900 it produces $1,394/mo in rent and $508/mo in net monthly income, a 11.16% gross rental yield. The DSCR of 2.07 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,100. Five-year appreciation adds $41,415, driving a total cumulative return of $89,375.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.0% |
| Monthly Cash Flow | $508 | $350 |
City averages based on Lakeside market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,394 |
| Total Monthly Debt Service | $826 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85929, Lakeside, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,209 (100%) |
| Owner Occupied HU | 2,794 (45.0%) |
| Renter Occupied HU | 793 (12.8%) |
| Vacant Housing Units | 2,622 (42.2%) |
| Median Home Value | $337,853 |
| Average Home Value | $385,111 |
Housing Distribution
Address Breakdown
Residential
4,474
Single Family
3,973
Multi-Family
501
Businesses
374
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85929, Lakeside, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,209 (100%) |
| Owner Occupied HU | 2,794 (45.0%) |
| Renter Occupied HU | 793 (12.8%) |
| Vacant Housing Units | 2,622 (42.2%) |
| Median Home Value | $337,853 |
| Average Home Value | $385,111 |
Housing Distribution
Address Breakdown
Residential
4,474
Single Family
3,973
Multi-Family
501
Businesses
374
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices