196 Ridgeway RdSaint AugustineFL32080








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $1,200/mo, and a $8,756/mo payment. Purchase price stands at $1,789,000, and rental yield measures 0.8% with $1,200/mo rent. Return on cash invested shows -1.72% in year one, and 5% annual appreciation builds toward $494,268 over five years. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,200/mo property income covering a $8,756/mo payment rather than investor’s personal income.
Single Family
Built in 2021
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32080, Saint Augustine, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,108 (100%) |
| Owner Occupied HU | 8,476 (52.6%) |
| Renter Occupied HU | 2,504 (15.5%) |
| Vacant Housing Units | 5,128 (31.8%) |
| Median Home Value | $647,774 |
| Average Home Value | $764,499 |
Housing Distribution
Address Breakdown
Residential
13,990
Single Family
10,080
Multi-Family
3,910
Businesses
802
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Listed by: Rachel Thompson • Thompson Realty & Development, Inc.
Mls Name: St Augustine St Johns County BOR
Mls ID: #256017








