19591 Bowers DrTopangaCA90290
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 19591 Bowers Dr, Topanga, CA, 90290 in Topanga speaks for itself: 16.79% gross on a $1,599,000 price, generating $22,378/mo in rent and $12,486/mo in net income after the $7,190/mo debt service. DSCR 3.11, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $149,831 stacks alongside $441,774 in projected five-year appreciation and $14,727/yr in principal reduction. Projected total cumulative return: $1,409,782.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.8% | 5.0% |
| Monthly Cash Flow | $12,486 | $2,000 |
City averages based on Topanga market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $22,378 |
| Total Monthly Debt Service | $9,255 |
| DSCR Ratio | 2.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
5,131 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90290, Topanga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,759 (100%) |
| Owner Occupied HU | 1,945 (70.5%) |
| Renter Occupied HU | 621 (22.5%) |
| Vacant Housing Units | 193 ( 7.0%) |
| Median Home Value | $1,710,253 |
| Average Home Value | $1,674,781 |
Housing Distribution
Address Breakdown
Residential
2,416
Single Family
2,416
Multi-Family
0
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
5,131 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90290, Topanga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,759 (100%) |
| Owner Occupied HU | 1,945 (70.5%) |
| Renter Occupied HU | 621 (22.5%) |
| Vacant Housing Units | 193 ( 7.0%) |
| Median Home Value | $1,710,253 |
| Average Home Value | $1,674,781 |
Housing Distribution
Address Breakdown
Residential
2,416
Single Family
2,416
Multi-Family
0
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices