1956 Strong RdWaterfordPA16441
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1956 Strong Rd, Waterford, PA, 16441 in Waterford at $280,000 earns $2,000/mo in rent and nets $165/mo after the $1,259/mo payment, a 8.57% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $77,359 over five years. Ziffy Mortgage underwrites this on a 1.59 DSCR without U.S. credit history. With $2,579/yr in principal paydown, total projected return reaches $117,253.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $165 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,000 |
| Total Monthly Debt Service | $1,723 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
3.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16441, Waterford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,260 (100%) |
| Owner Occupied HU | 3,343 (78.5%) |
| Renter Occupied HU | 663 (15.6%) |
| Vacant Housing Units | 254 ( 6.0%) |
| Median Home Value | $277,231 |
| Average Home Value | $299,881 |
Housing Distribution
Address Breakdown
Residential
3,873
Single Family
3,851
Multi-Family
22
Businesses
230
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
3.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16441, Waterford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,260 (100%) |
| Owner Occupied HU | 3,343 (78.5%) |
| Renter Occupied HU | 663 (15.6%) |
| Vacant Housing Units | 254 ( 6.0%) |
| Median Home Value | $277,231 |
| Average Home Value | $299,881 |
Housing Distribution
Address Breakdown
Residential
3,873
Single Family
3,851
Multi-Family
22
Businesses
230
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: My State MLS
Mls ID: #11665242