19522 Taylor RoadStrathmoreCA93267
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 19522 Taylor Road, Strathmore, CA, 93267 in Strathmore is narrow, $161/mo net on $1,578/mo rent after the $1,030/mo debt service, but the property operates at break-even-plus, not a loss. At $229,000 with a 8.27% yield, the long-run equity case via 5% appreciation ($63,268 over five years) and $2,109/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.53 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $97,242.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.0% |
| Monthly Cash Flow | $161 | $1,800 |
City averages based on Strathmore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,578 |
| Total Monthly Debt Service | $1,326 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
10,717 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93267, Strathmore, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,704 (100%) |
| Owner Occupied HU | 936 (54.9%) |
| Renter Occupied HU | 662 (38.8%) |
| Vacant Housing Units | 106 ( 6.2%) |
| Median Home Value | $291,818 |
| Average Home Value | $372,019 |
Housing Distribution
Address Breakdown
Residential
1,347
Single Family
1,307
Multi-Family
40
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
10,717 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93267, Strathmore, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,704 (100%) |
| Owner Occupied HU | 936 (54.9%) |
| Renter Occupied HU | 662 (38.8%) |
| Vacant Housing Units | 106 ( 6.2%) |
| Median Home Value | $291,818 |
| Average Home Value | $372,019 |
Housing Distribution
Address Breakdown
Residential
1,347
Single Family
1,307
Multi-Family
40
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Olga R Duran • RE/MAX Success
Mls Name: TCMLS
Mls ID: #236117