1951 N Cota LnThatcherAZ85552
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 1951 N Cota Ln, Thatcher, AZ, 85552 in Thatcher deserves attention. This $363,900 property earns $3,148/mo in rent, a 10.38% gross yield, and nets $997/mo after the $1,636/mo payment. DSCR 1.92 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $100,539 compounds alongside $3,352/yr in yearly equity build, for a total cumulative return of $201,755.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.0% |
| Monthly Cash Flow | $997 | $300 |
City averages based on Thatcher market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,148 |
| Total Monthly Debt Service | $2,006 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85552, Thatcher, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,071 (100%) |
| Owner Occupied HU | 2,066 (67.3%) |
| Renter Occupied HU | 746 (24.3%) |
| Vacant Housing Units | 259 ( 8.4%) |
| Median Home Value | $311,310 |
| Average Home Value | $320,848 |
Housing Distribution
Address Breakdown
Residential
1,875
Single Family
1,670
Multi-Family
205
Businesses
148
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85552, Thatcher, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,071 (100%) |
| Owner Occupied HU | 2,066 (67.3%) |
| Renter Occupied HU | 746 (24.3%) |
| Vacant Housing Units | 259 ( 8.4%) |
| Median Home Value | $311,310 |
| Average Home Value | $320,848 |
Housing Distribution
Address Breakdown
Residential
1,875
Single Family
1,670
Multi-Family
205
Businesses
148
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices