1950 Pika Trl UNIT ARiver FallsWI54022
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 1950 Pika Trl UNIT A, River Falls, WI, 54022 in River Falls: $1,854/mo in rent, $291/mo in net income, 11.28% gross yield, 1.94 DSCR, all at $212,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $58,710 in appreciation and $1,957/yr in principal paydown projects total cumulative return of $91,775.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $291 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,854 |
| Total Monthly Debt Service | $1,622 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2004
1,306 sqft lot
$N/A/sqft
$280 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54022, River Falls, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,536 (100%) |
| Owner Occupied HU | 6,364 (66.7%) |
| Renter Occupied HU | 2,792 (29.3%) |
| Vacant Housing Units | 380 ( 4.0%) |
| Median Home Value | $383,846 |
| Average Home Value | $434,920 |
Housing Distribution
Address Breakdown
Residential
9,464
Single Family
8,236
Multi-Family
1,228
Businesses
573
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2004
1,306 sqft lot
$N/A/sqft
$280 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54022, River Falls, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,536 (100%) |
| Owner Occupied HU | 6,364 (66.7%) |
| Renter Occupied HU | 2,792 (29.3%) |
| Vacant Housing Units | 380 ( 4.0%) |
| Median Home Value | $383,846 |
| Average Home Value | $434,920 |
Housing Distribution
Address Breakdown
Residential
9,464
Single Family
8,236
Multi-Family
1,228
Businesses
573
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer M Syverson • EXP Realty, LLC
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls Provider:
Mls ID: #6728603
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