195 Vly RoadSchenectadyNY12309
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Schenectady at 195 Vly Road, Schenectady, NY, 12309 with 5% annual appreciation on a $395,427 basis while $3,140/mo rent supports operations. Total monthly income totals $3,140/mo and a $1,935/mo payment preserves $500/mo for cash returns. Annual cash flow comes to $5,998/yr on $131,084 deployed, and return on cash invested reaches 24.48% in year one. Equity gained on principal adds $2,552/yr, and five-year appreciation sums $109,249 alongside rental yield of 9.53%. Five-year ROI measures 128.01% and total cumulative return in cash totals $167,804.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,140/mo property income versus a $1,935/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1989
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12309, Schenectady, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,491 (100%) |
| Owner Occupied HU | 9,704 (71.9%) |
| Renter Occupied HU | 3,031 (22.5%) |
| Vacant Housing Units | 756 ( 5.6%) |
| Median Home Value | $348,109 |
| Average Home Value | $382,773 |
Housing Distribution
Address Breakdown
Residential
12,862
Single Family
12,210
Multi-Family
652
Businesses
513
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Listed by: Timothy See • Howard Hanna Capital Inc
Mls Name: Global MLS
Mls ID: #202527110