195 Rappahannock RunFalling WatersWV25419
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 195 Rappahannock Run, Falling Waters, WV, 25419 in Falling Waters is listed at $410,000 and delivers $2,746/mo in rent and $373/mo in net monthly cash flow. The 8.04% yield and 1.49 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $113,275 over five years, and $3,776/yr in principal reduction supplements cash return. Total projected cumulative return: $178,805.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.8% |
| Monthly Cash Flow | $373 | $450 |
City averages based on Falling Waters market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,746 |
| Total Monthly Debt Service | $2,209 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25419, Falling Waters, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,917 (100%) |
| Owner Occupied HU | 4,619 (78.1%) |
| Renter Occupied HU | 925 (15.6%) |
| Vacant Housing Units | 373 ( 6.3%) |
| Median Home Value | $343,353 |
| Average Home Value | $360,467 |
Housing Distribution
Address Breakdown
Residential
5,402
Single Family
5,247
Multi-Family
155
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25419, Falling Waters, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,917 (100%) |
| Owner Occupied HU | 4,619 (78.1%) |
| Renter Occupied HU | 925 (15.6%) |
| Vacant Housing Units | 373 ( 6.3%) |
| Median Home Value | $343,353 |
| Average Home Value | $360,467 |
Housing Distribution
Address Breakdown
Residential
5,402
Single Family
5,247
Multi-Family
155
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kyle Colliflower • Charis Realty Group
Mls Name: Bright MLS
Mls ID: #WVBE2044042