195 N Bruce StLittle HockingOH45742
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 195 N Bruce St, Little Hocking, OH, 45742 in Little Hocking delivers $2,524/mo in gross rent and $386/mo in net monthly income at a $325,000 entry. The 9.32% yield and 1.73 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $89,792 over five years and $2,993/yr in equity from loan paydown, total projected return is $148,650.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $386 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,524 |
| Total Monthly Debt Service | $2,008 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
1.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45742, Little Hocking, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,226 (100%) |
| Owner Occupied HU | 999 (81.5%) |
| Renter Occupied HU | 126 (10.3%) |
| Vacant Housing Units | 101 ( 8.2%) |
| Median Home Value | $185,103 |
| Average Home Value | $240,941 |
Housing Distribution
Address Breakdown
Residential
1,228
Single Family
1,228
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
1.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45742, Little Hocking, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,226 (100%) |
| Owner Occupied HU | 999 (81.5%) |
| Renter Occupied HU | 126 (10.3%) |
| Vacant Housing Units | 101 ( 8.2%) |
| Median Home Value | $185,103 |
| Average Home Value | $240,941 |
Housing Distribution
Address Breakdown
Residential
1,228
Single Family
1,228
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sabra Moore • eXp Realty
Mls Name: Athens County BOR
Mls ID: #2434431