195 Mill StWeavervilleCA96093
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 195 Mill St, Weaverville, CA, 96093 in Weaverville speaks for itself: 11.23% gross on a $265,000 price, generating $2,480/mo in rent and $841/mo in net income after the $1,192/mo debt service. DSCR 2.08, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,093 stacks alongside $73,215 in projected five-year appreciation and $2,441/yr in principal reduction. Projected total cumulative return: $154,579.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 4.5% |
| Monthly Cash Flow | $841 | $300 |
City averages based on Weaverville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,480 |
| Total Monthly Debt Service | $1,534 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96093, Weaverville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,783 (100%) |
| Owner Occupied HU | 990 (55.5%) |
| Renter Occupied HU | 631 (35.4%) |
| Vacant Housing Units | 162 ( 9.1%) |
| Median Home Value | $389,714 |
| Average Home Value | $667,548 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
314
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96093, Weaverville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,783 (100%) |
| Owner Occupied HU | 990 (55.5%) |
| Renter Occupied HU | 631 (35.4%) |
| Vacant Housing Units | 162 ( 9.1%) |
| Median Home Value | $389,714 |
| Average Home Value | $667,548 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
314
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226029795