195 Heritage RdOneontaAL35121
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Oneonta at 195 Heritage Rd, Oneonta, AL, 35121 priced at $499,000 converts $4,831/mo rent into $2,015/mo cash flow after a $2,442/mo obligation. Total monthly income equals $4,831/mo, and annual cash flow totals $24,177/yr on $165,419 invested. Return on cash invested prints 34.52% in year one, and rental yield reads 11.62% against a $499,000 entry. Equity gained on principal adds $3,220/yr, while 5% annual appreciation compiles into $137,865 by year five. Five-year ROI reaches 180.5% and total cumulative return in cash sums $298,578. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $4,831/mo property income covering a $2,442/mo payment, not borrower’s personal income.
Single Family
Built in 2004
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35121, Oneonta, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,877 (100%) |
| Owner Occupied HU | 4,695 (68.3%) |
| Renter Occupied HU | 1,583 (23.0%) |
| Vacant Housing Units | 599 ( 8.7%) |
| Median Home Value | $202,796 |
| Average Home Value | $247,068 |
Housing Distribution
Address Breakdown
Residential
6,618
Single Family
6,435
Multi-Family
183
Businesses
713
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