195 Coulombe RdSaint AgathaME04772
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 195 Coulombe Rd, Saint Agatha, ME, 04772 in Saint Agatha at $325,000, 5.1% gross yield, is a market-growth asset. Rental yield 5.1%. The $1,380/mo rent partially funds the $1,461/mo debt service; the core return is the 5%/yr price growth projected to add $89,792 over five years. Ziffy Mortgage's DSCR mortgage (0.94) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $80,262.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 6.0% |
| Monthly Cash Flow | $(671) | $300 |
City averages based on Saint Agatha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,380 |
| Total Monthly Debt Service | $1,922 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04772, Saint Agatha, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 488 (100%) |
| Owner Occupied HU | 283 (58.0%) |
| Renter Occupied HU | 65 (13.3%) |
| Vacant Housing Units | 140 (28.7%) |
| Median Home Value | $199,265 |
| Average Home Value | $251,908 |
Housing Distribution
Address Breakdown
Residential
206
Single Family
184
Multi-Family
22
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04772, Saint Agatha, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 488 (100%) |
| Owner Occupied HU | 283 (58.0%) |
| Renter Occupied HU | 65 (13.3%) |
| Vacant Housing Units | 140 (28.7%) |
| Median Home Value | $199,265 |
| Average Home Value | $251,908 |
Housing Distribution
Address Breakdown
Residential
206
Single Family
184
Multi-Family
22
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A