19456 161st CtO'BrienFL32071
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 19456 161st Ct, O'Brien, FL, 32071 in O'Brien at $399,000, 5.01% gross yield, is a market-growth asset. Rental yield 5.01%. The $1,667/mo rent partially funds the $1,794/mo debt service; the core return is the 5%/yr price growth projected to add $110,236 over five years. Ziffy Mortgage's DSCR mortgage (0.93) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $87,209.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 6.0% |
| Monthly Cash Flow | $(1,010) | $200 |
City averages based on O'Brien market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,667 |
| Total Monthly Debt Service | $2,518 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2003
5.04 Acres lot
$N/A/sqft
$350 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32071, O Brien, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,003 (100%) |
| Owner Occupied HU | 1,498 (74.8%) |
| Renter Occupied HU | 231 (11.5%) |
| Vacant Housing Units | 274 (13.7%) |
| Median Home Value | $195,270 |
| Average Home Value | $234,900 |
Housing Distribution
Address Breakdown
Residential
1,812
Single Family
1,812
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2003
5.04 Acres lot
$N/A/sqft
$350 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32071, O Brien, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,003 (100%) |
| Owner Occupied HU | 1,498 (74.8%) |
| Renter Occupied HU | 231 (11.5%) |
| Vacant Housing Units | 274 (13.7%) |
| Median Home Value | $195,270 |
| Average Home Value | $234,900 |
Housing Distribution
Address Breakdown
Residential
1,812
Single Family
1,812
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gail March Baker • BRANNON REAL ESTATE, LLC.
Mls Name: NFMLS
Mls Provider:
Mls ID: #125368
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.