1945-1865 1941st Cres #560BerryvilleAR72616
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 1945-1865 1941st Cres #560, Berryville, AR, 72616 in Berryville the bet is firmly on appreciation. Rental yield 5.32%. The 5.32% gross yield on a $325,000 price is below income-first thresholds, but 5%/yr value growth projects $89,792 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.99) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $90,006.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 6.0% |
| Monthly Cash Flow | $(514) | $300 |
City averages based on Berryville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $1,824 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
11.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72616, Berryville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,479 (100%) |
| Owner Occupied HU | 2,852 (63.7%) |
| Renter Occupied HU | 1,211 (27.0%) |
| Vacant Housing Units | 416 ( 9.3%) |
| Median Home Value | $220,569 |
| Average Home Value | $272,134 |
Housing Distribution
Address Breakdown
Residential
4,319
Single Family
4,218
Multi-Family
101
Businesses
532
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
11.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72616, Berryville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,479 (100%) |
| Owner Occupied HU | 2,852 (63.7%) |
| Renter Occupied HU | 1,211 (27.0%) |
| Vacant Housing Units | 416 ( 9.3%) |
| Median Home Value | $220,569 |
| Average Home Value | $272,134 |
Housing Distribution
Address Breakdown
Residential
4,319
Single Family
4,218
Multi-Family
101
Businesses
532
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ginger Oaks • Williams Properties Real Estate
Mls Name: ArkansasOne MLS
Mls ID: #1311511