1944 Chandos LnLa Habra HeightsCA90631
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.84% gross rental yield, 1944 Chandos Ln, La Habra Heights, CA, 90631 in La Habra Heights is priced for capital growth, not immediate cash flow. The $1,499,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $414,146 by year five, with $13,806/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.90) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $360,460.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 5.4% |
| Monthly Cash Flow | $(3,231) | $300 |
City averages based on La Habra Heights market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,042 |
| Total Monthly Debt Service | $8,677 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90631, La Habra, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,069 (100%) |
| Owner Occupied HU | 13,492 (58.5%) |
| Renter Occupied HU | 8,941 (38.8%) |
| Vacant Housing Units | 636 ( 2.8%) |
| Median Home Value | $864,341 |
| Average Home Value | $953,190 |
Housing Distribution
Address Breakdown
Residential
22,861
Single Family
17,748
Multi-Family
5,113
Businesses
1,978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90631, La Habra, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,069 (100%) |
| Owner Occupied HU | 13,492 (58.5%) |
| Renter Occupied HU | 8,941 (38.8%) |
| Vacant Housing Units | 636 ( 2.8%) |
| Median Home Value | $864,341 |
| Average Home Value | $953,190 |
Housing Distribution
Address Breakdown
Residential
22,861
Single Family
17,748
Multi-Family
5,113
Businesses
1,978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lance Kim • Paradise Realty
Mls Name: CRMLS
Mls ID: #RS25228504