19430 W 98th StLenexaKS66220
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 19430 W 98th St, Lenexa, KS, 66220 in Lenexa. Rental yield 4.01%. At $599,950 with 4.01% gross yield, current distributions are modest, but the 5% appreciation rate projects $165,755 in new equity by year five, complemented by $5,526/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.74) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $100,852.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 5.5% |
| Monthly Cash Flow | $(2,204) | $1,850 |
City averages based on Lenexa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,004 |
| Total Monthly Debt Service | $3,753 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66220, Shawnee Mission, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,221 (100%) |
| Owner Occupied HU | 2,686 (83.4%) |
| Renter Occupied HU | 420 (13.0%) |
| Vacant Housing Units | 115 ( 3.6%) |
| Median Home Value | $583,972 |
| Average Home Value | $626,946 |
Housing Distribution
Address Breakdown
Residential
3,168
Single Family
2,914
Multi-Family
254
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66220, Shawnee Mission, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,221 (100%) |
| Owner Occupied HU | 2,686 (83.4%) |
| Renter Occupied HU | 420 (13.0%) |
| Vacant Housing Units | 115 ( 3.6%) |
| Median Home Value | $583,972 |
| Average Home Value | $626,946 |
Housing Distribution
Address Breakdown
Residential
3,168
Single Family
2,914
Multi-Family
254
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices