1940 State Highway HLampeMO65681
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $130,000, 1940 State Highway H, Lampe, MO, 65681 in Lampe generates $998/mo in rent (9.21% yield) but nets only $188/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.71) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $35,917. Total projected return: $61,433.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $188 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $998 |
| Total Monthly Debt Service | $758 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2000
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65681, Lampe, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,599 (100%) |
| Owner Occupied HU | 785 (49.1%) |
| Renter Occupied HU | 138 ( 8.6%) |
| Vacant Housing Units | 676 (42.3%) |
| Median Home Value | $244,420 |
| Average Home Value | $302,621 |
Housing Distribution
Address Breakdown
Residential
928
Single Family
927
Multi-Family
1
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2000
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65681, Lampe, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,599 (100%) |
| Owner Occupied HU | 785 (49.1%) |
| Renter Occupied HU | 138 ( 8.6%) |
| Vacant Housing Units | 676 (42.3%) |
| Median Home Value | $244,420 |
| Average Home Value | $302,621 |
Housing Distribution
Address Breakdown
Residential
928
Single Family
927
Multi-Family
1
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
