194 Roosevelt DrMoreaPA17948
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 194 Roosevelt Dr, Morea, PA, 17948 in Morea speaks for itself: 11.46% gross on a $184,900 price, generating $1,766/mo in rent and $555/mo in net income after the $831/mo debt service. DSCR 2.13, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,657 stacks alongside $51,084 in projected five-year appreciation and $1,703/yr in principal reduction. Projected total cumulative return: $106,148.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $555 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,766 |
| Total Monthly Debt Service | $1,138 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17948, Mahanoy City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,583 (100%) |
| Owner Occupied HU | 1,272 (49.2%) |
| Renter Occupied HU | 516 (20.0%) |
| Vacant Housing Units | 795 (30.8%) |
| Median Home Value | $41,429 |
| Average Home Value | $185,674 |
Housing Distribution
Address Breakdown
Residential
2,022
Single Family
1,895
Multi-Family
127
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17948, Mahanoy City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,583 (100%) |
| Owner Occupied HU | 1,272 (49.2%) |
| Renter Occupied HU | 516 (20.0%) |
| Vacant Housing Units | 795 (30.8%) |
| Median Home Value | $41,429 |
| Average Home Value | $185,674 |
Housing Distribution
Address Breakdown
Residential
2,022
Single Family
1,895
Multi-Family
127
Businesses
133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GLVR
Mls ID: #775059