194 MAGNOLIA CREEK WalkPonte VedraFL32081
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 194 MAGNOLIA CREEK Walk, Ponte Vedra, FL, 32081 in Ponte Vedra at $479,500 earns $3,684/mo in rent and nets $180/mo after the $2,156/mo payment, a 9.22% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $132,477 over five years. Ziffy Mortgage underwrites this on a 1.71 DSCR without U.S. credit history. With $4,416/yr in principal paydown, total projected return reaches $195,795.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $180 | $300 |
City averages based on Ponte Vedra market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,684 |
| Total Monthly Debt Service | $3,313 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2014
3,920 sqft lot
$N/A/sqft
$300 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2014
3,920 sqft lot
$N/A/sqft
$300 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: KIMBERLEY SANDBERG • PONTE VEDRA KEY REALTY
Mls Name: realMLS
Mls Provider:
Mls ID: #2089325
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.