194 Auburn St #2AuburndaleMA02466
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 194 Auburn St #2, Auburndale, MA, 02466 in Auburndale the bet is firmly on appreciation. Rental yield 4.18%. The 4.18% gross yield on a $1,400,000 price is below income-first thresholds, but 5%/yr value growth projects $386,794 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.77) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $277,587.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 5.2% |
| Monthly Cash Flow | $(4,147) | $850 |
City averages based on Auburndale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,877 |
| Total Monthly Debt Service | $8,267 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1870
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02466, Auburndale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,235 (100%) |
| Owner Occupied HU | 1,893 (58.5%) |
| Renter Occupied HU | 1,218 (37.7%) |
| Vacant Housing Units | 124 ( 3.8%) |
| Median Home Value | $1,334,974 |
| Average Home Value | $1,394,876 |
Housing Distribution
Address Breakdown
Residential
3,102
Single Family
1,980
Multi-Family
1,122
Businesses
304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1870
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02466, Auburndale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,235 (100%) |
| Owner Occupied HU | 1,893 (58.5%) |
| Renter Occupied HU | 1,218 (37.7%) |
| Vacant Housing Units | 124 ( 3.8%) |
| Median Home Value | $1,334,974 |
| Average Home Value | $1,394,876 |
Housing Distribution
Address Breakdown
Residential
3,102
Single Family
1,980
Multi-Family
1,122
Businesses
304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Yuri Kraytsberg • Kraytsberg Real Estate Services
Mls Name: MLS PIN
Mls ID: #73466504