19367 Mimosa StVacherieLA70090
INVESTMENT ANALYSIS
Investment Verdict
Solid Income19367 Mimosa St, Vacherie, LA, 70090 in Vacherie earns a respectable 9.6% gross yield at $100,000, but after the $450/mo mortgage the net cash flow is $181/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.78) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $27,628 over five years, making equity the dominant return driver. Total projected return: $49,517.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.0% |
| Monthly Cash Flow | $181 | $400 |
City averages based on Vacherie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $800 |
| Total Monthly Debt Service | $580 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70090, Vacherie, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,265 (100%) |
| Owner Occupied HU | 2,433 (74.5%) |
| Renter Occupied HU | 490 (15.0%) |
| Vacant Housing Units | 342 (10.5%) |
| Median Home Value | $201,339 |
| Average Home Value | $218,270 |
Housing Distribution
Address Breakdown
Residential
2,764
Single Family
2,764
Multi-Family
0
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70090, Vacherie, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,265 (100%) |
| Owner Occupied HU | 2,433 (74.5%) |
| Renter Occupied HU | 490 (15.0%) |
| Vacant Housing Units | 342 (10.5%) |
| Median Home Value | $201,339 |
| Average Home Value | $218,270 |
Housing Distribution
Address Breakdown
Residential
2,764
Single Family
2,764
Multi-Family
0
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices