19350 Margaret StMount VernonAL36560








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Mount Vernon at 19350 Margaret St, Mount Vernon, AL, 36560 offers a 10.32% rental yield on a $189,900 purchase with $1,633/mo rent. Total monthly income registers $1,633/mo, and a $929/mo payment leaves $554/mo available for distribution. Annual cash flow reaches $6,644/yr on $62,952 to close, and return on cash invested stands at 30.46% in year one. Equity gained on principal adds $1,225/yr while 5% annual appreciation supports $52,466 over five years. Portfolio math shows five-year ROI at 158.8% and total cumulative return in cash at $99,965. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,633/mo property income against a $929/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1975
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36560, Mount Vernon, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,548 (100%) |
| Owner Occupied HU | 1,056 (68.2%) |
| Renter Occupied HU | 261 (16.9%) |
| Vacant Housing Units | 231 (14.9%) |
| Median Home Value | $114,953 |
| Average Home Value | $151,998 |
Housing Distribution
Address Breakdown
Residential
972
Single Family
972
Multi-Family
0
Businesses
82
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Listed by: Rameh Dickens Khazen • Bellator Real Estate LLC
Mls Name: GCMLS
Mls Provider:
Mls ID: #7489445
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








