19343 Quartz RdClitherallMN56524
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play19343 Quartz Rd, Clitherall, MN, 56524 in Clitherall is priced for appreciation, not yield. Rental yield 5.8%. At $750,000 with a 5.8% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $207,211 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.02) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $202,265.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 8.2% |
| Monthly Cash Flow | $(1,061) | $350 |
City averages based on Clitherall market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,623 |
| Total Monthly Debt Service | $4,568 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56524, Clitherall, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 774 (100%) |
| Owner Occupied HU | 274 (35.4%) |
| Renter Occupied HU | 32 ( 4.1%) |
| Vacant Housing Units | 468 (60.5%) |
| Median Home Value | $456,098 |
| Average Home Value | $518,412 |
Housing Distribution
Address Breakdown
Residential
399
Single Family
399
Multi-Family
0
Businesses
20
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: N/A • N/A
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Mls ID: #N/A
