1933 El Monte AveSacramentoCA95815
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 1933 El Monte Ave, Sacramento, CA, 95815 in Sacramento at $388,000. Rental yield 7.05%. The 7.05% yield and 1.31 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $107,197 by year five, and $3,574/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $135,101.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 4.8% |
| Monthly Cash Flow | $(192) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,279 |
| Total Monthly Debt Service | $2,316 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1930
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95815, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,650 (100%) |
| Owner Occupied HU | 3,553 (33.4%) |
| Renter Occupied HU | 6,447 (60.5%) |
| Vacant Housing Units | 650 ( 6.1%) |
| Median Home Value | $362,956 |
| Average Home Value | $442,454 |
Housing Distribution
Address Breakdown
Residential
9,669
Single Family
7,774
Multi-Family
1,895
Businesses
1,611
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1930
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95815, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,650 (100%) |
| Owner Occupied HU | 3,553 (33.4%) |
| Renter Occupied HU | 6,447 (60.5%) |
| Vacant Housing Units | 650 ( 6.1%) |
| Median Home Value | $362,956 |
| Average Home Value | $442,454 |
Housing Distribution
Address Breakdown
Residential
9,669
Single Family
7,774
Multi-Family
1,895
Businesses
1,611
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Matt Hom • RDH Diversified Properties, Inc
Mls Name: MetroList Services of CA
Mls ID: #225114825