19328 Laurel Mountain RdThree SpringsPA17264
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 19328 Laurel Mountain Rd, Three Springs, PA, 17264 in Three Springs at $155,000 earns $1,116/mo in rent and nets $100/mo after the $697/mo payment, a 8.64% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $42,824 over five years. Ziffy Mortgage underwrites this on a 1.60 DSCR without U.S. credit history. With $1,428/yr in principal paydown, total projected return reaches $65,466.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $100 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,116 |
| Total Monthly Debt Service | $954 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
14.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17264, Three Springs, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,408 (100%) |
| Owner Occupied HU | 906 (64.3%) |
| Renter Occupied HU | 191 (13.6%) |
| Vacant Housing Units | 311 (22.1%) |
| Median Home Value | $215,769 |
| Average Home Value | $270,510 |
Housing Distribution
Address Breakdown
Residential
996
Single Family
972
Multi-Family
24
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
14.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17264, Three Springs, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,408 (100%) |
| Owner Occupied HU | 906 (64.3%) |
| Renter Occupied HU | 191 (13.6%) |
| Vacant Housing Units | 311 (22.1%) |
| Median Home Value | $215,769 |
| Average Home Value | $270,510 |
Housing Distribution
Address Breakdown
Residential
996
Single Family
972
Multi-Family
24
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dwight Beall • Raystown Realty
Mls Name: Huntingdon County BOR
Mls ID: #2818200
Disclaimer: Copyright Huntingdon County Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.