193 E Spring StAvonMA02322
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 193 E Spring St, Avon, MA, 02322 in Avon worth study. Rental yield 3.02%. The 3.02% gross yield is below cash-flow benchmarks at $999,999, but 5% annual appreciation, adding $276,281 over five years, frames this as a capital growth position. Rent of $2,520/mo partially offsets the $4,497/mo payment. Ziffy Mortgage finances appreciation-play properties (0.56 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $136,230.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 6.0% |
| Monthly Cash Flow | $(3,783) | $1,200 |
City averages based on Avon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $5,905 |
| DSCR Ratio | 0.43x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02322, Avon, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,780 (100%) |
| Owner Occupied HU | 1,284 (72.1%) |
| Renter Occupied HU | 422 (23.7%) |
| Vacant Housing Units | 74 ( 4.2%) |
| Median Home Value | $642,732 |
| Average Home Value | $640,905 |
Housing Distribution
Address Breakdown
Residential
1,739
Single Family
1,672
Multi-Family
67
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02322, Avon, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,780 (100%) |
| Owner Occupied HU | 1,284 (72.1%) |
| Renter Occupied HU | 422 (23.7%) |
| Vacant Housing Units | 74 ( 4.2%) |
| Median Home Value | $642,732 |
| Average Home Value | $640,905 |
Housing Distribution
Address Breakdown
Residential
1,739
Single Family
1,672
Multi-Family
67
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73487324