1928 Victoria CirMcKinneyTX75072
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.54 makes 1928 Victoria Cir, McKinney, TX, 75072 in McKinney one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.32%. The 8.32% yield, 5% annual appreciation ($172,676 over five years), and $5,756/yr in principal reduction project a total cumulative return of $227,386.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.8% |
| Monthly Cash Flow | $(195) | $1,850 |
City averages based on McKinney market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,333 |
| Total Monthly Debt Service | $4,279 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
9,583 sqft lot
$N/A/sqft
$1,003 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
9,583 sqft lot
$N/A/sqft
$1,003 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert Wheat • Keller Williams Prosper Celina
Mls Name: NTREIS
Mls ID: #20933280
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.