1926 Hinchman RdBarodaMI49101
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1926 Hinchman Rd, Baroda, MI, 49101 in Baroda at $439,000, 5.77% gross yield, is a market-growth asset. Rental yield 5.77%. The $2,110/mo rent partially funds the $2,081/mo debt service; the core return is the 5%/yr price growth projected to add $121,288 over five years. Ziffy Mortgage's DSCR mortgage (1.01) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $108,471.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 7.5% |
| Monthly Cash Flow | $(785) | $350 |
City averages based on Baroda market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,110 |
| Total Monthly Debt Service | $2,827 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49101, Baroda, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,385 (100%) |
| Owner Occupied HU | 1,090 (78.7%) |
| Renter Occupied HU | 203 (14.7%) |
| Vacant Housing Units | 92 ( 6.6%) |
| Median Home Value | $292,641 |
| Average Home Value | $328,631 |
Housing Distribution
Address Breakdown
Residential
1,332
Single Family
1,308
Multi-Family
24
Businesses
83
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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