1924 Lou Gurley RdBowersvilleGA30516
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 1924 Lou Gurley Rd, Bowersville, GA, 30516 in Bowersville is straightforward: $340,000 in, $2,611/mo in rent, $542/mo out after debt service. The 9.22% gross yield and 1.71 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $93,936 by year five. With $3,131/yr in principal equity, the total cumulative return is projected at $163,619.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 8.0% |
| Monthly Cash Flow | $542 | $300 |
City averages based on Bowersville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,611 |
| Total Monthly Debt Service | $1,934 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30516, Bowersville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 944 (100%) |
| Owner Occupied HU | 697 (73.8%) |
| Renter Occupied HU | 164 (17.4%) |
| Vacant Housing Units | 83 ( 8.8%) |
| Median Home Value | $195,777 |
| Average Home Value | $260,316 |
Housing Distribution
Address Breakdown
Residential
838
Single Family
838
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30516, Bowersville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 944 (100%) |
| Owner Occupied HU | 697 (73.8%) |
| Renter Occupied HU | 164 (17.4%) |
| Vacant Housing Units | 83 ( 8.8%) |
| Median Home Value | $195,777 |
| Average Home Value | $260,316 |
Housing Distribution
Address Breakdown
Residential
838
Single Family
838
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Delana Maxwell • EXIT For Sale Realty
Mls Name: GAMLS
Mls ID: #10682288