19224 Tomahawk LnSaint JosephMO64505
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 19224 Tomahawk Ln, Saint Joseph, MO, 64505 in Saint Joseph earns a 9.61% gross yield at $355,000. Rent of $2,843/mo nets $632/mo after the $1,596/mo mortgage. The 1.78 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $98,080 and $3,270/yr in equity accumulation project a total cumulative return of $175,373.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $632 | $450 |
City averages based on Saint Joseph market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,843 |
| Total Monthly Debt Service | $2,070 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
9,278 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64505, Saint Joseph, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,771 (100%) |
| Owner Occupied HU | 3,844 (66.6%) |
| Renter Occupied HU | 1,380 (23.9%) |
| Vacant Housing Units | 547 ( 9.5%) |
| Median Home Value | $217,206 |
| Average Home Value | $272,177 |
Housing Distribution
Address Breakdown
Residential
5,637
Single Family
5,625
Multi-Family
12
Businesses
204
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
9,278 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64505, Saint Joseph, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,771 (100%) |
| Owner Occupied HU | 3,844 (66.6%) |
| Renter Occupied HU | 1,380 (23.9%) |
| Vacant Housing Units | 547 ( 9.5%) |
| Median Home Value | $217,206 |
| Average Home Value | $272,177 |
Housing Distribution
Address Breakdown
Residential
5,637
Single Family
5,625
Multi-Family
12
Businesses
204
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A