1921 Gornto Rd #10ValdostaGA31601
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 1921 Gornto Rd #10, Valdosta, GA, 31601 in Valdosta achieves a 1.65 ratio at $139,900: $1,037/mo rent versus $629/mo debt service. Rental yield 8.89%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.89% yield compounds alongside 5% annual appreciation projecting $38,652 in value. Total projected cumulative return: $52,072.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.5% |
| Monthly Cash Flow | $(30) | $1,200 |
City averages based on Valdosta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,037 |
| Total Monthly Debt Service | $1,011 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1997
N/A lot
$N/A/sqft
$215 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31601, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,621 (100%) |
| Owner Occupied HU | 6,275 (40.2%) |
| Renter Occupied HU | 7,339 (47.0%) |
| Vacant Housing Units | 2,007 (12.8%) |
| Median Home Value | $153,972 |
| Average Home Value | $212,749 |
Housing Distribution
Address Breakdown
Residential
12,812
Single Family
12,019
Multi-Family
793
Businesses
1,552
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1997
N/A lot
$N/A/sqft
$215 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31601, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,621 (100%) |
| Owner Occupied HU | 6,275 (40.2%) |
| Renter Occupied HU | 7,339 (47.0%) |
| Vacant Housing Units | 2,007 (12.8%) |
| Median Home Value | $153,972 |
| Average Home Value | $212,749 |
Housing Distribution
Address Breakdown
Residential
12,812
Single Family
12,019
Multi-Family
793
Businesses
1,552
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
