192 West StBrodheadKY40409
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 192 West St, Brodhead, KY, 40409 in Brodhead. Priced at $249,500, it generates $2,156/mo in gross rent and $638/mo in net monthly cash flow, a 10.37% yield that comfortably supports the 1.82 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,655. Five-year appreciation: $68,932. Equity from principal paydown: $2,092/yr. Total projected cumulative return: $130,820.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 8.0% |
| Monthly Cash Flow | $638 | $350 |
City averages based on Brodhead market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,156 |
| Total Monthly Debt Service | $1,480 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40409, Brodhead, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,717 (100%) |
| Owner Occupied HU | 1,140 (66.4%) |
| Renter Occupied HU | 403 (23.5%) |
| Vacant Housing Units | 174 (10.1%) |
| Median Home Value | $157,398 |
| Average Home Value | $213,336 |
Housing Distribution
Address Breakdown
Residential
1,521
Single Family
1,521
Multi-Family
0
Businesses
47
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Jamie Karr • Premier Properties Of Lake Cumberland, Inc.
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #24018493
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
