1917 Winter Winds Ln #4KnoxvilleTN37909
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1917 Winter Winds Ln #4, Knoxville, TN, 37909 in Knoxville fits: $589,900, 5.13% gross yield, and a projected 5% annual appreciation rate adding $162,978 in value within five years. Rental yield 5.13%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.95) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $5,433/yr in principal paydown and $162,978 in appreciation project a total return of $158,104.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 6.5% |
| Monthly Cash Flow | $(1,011) | $450 |
City averages based on Knoxville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $3,297 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37909, Knoxville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,723 (100%) |
| Owner Occupied HU | 3,390 (43.9%) |
| Renter Occupied HU | 3,940 (51.0%) |
| Vacant Housing Units | 393 ( 5.1%) |
| Median Home Value | $333,369 |
| Average Home Value | $373,386 |
Housing Distribution
Address Breakdown
Residential
7,681
Single Family
5,279
Multi-Family
2,402
Businesses
446
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37909, Knoxville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,723 (100%) |
| Owner Occupied HU | 3,390 (43.9%) |
| Renter Occupied HU | 3,940 (51.0%) |
| Vacant Housing Units | 393 ( 5.1%) |
| Median Home Value | $333,369 |
| Average Home Value | $373,386 |
Housing Distribution
Address Breakdown
Residential
7,681
Single Family
5,279
Multi-Family
2,402
Businesses
446
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
