1917 NE Monterey AveBendOR97701
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1917 NE Monterey Ave, Bend, OR, 97701 in Bend at $447,900 earns $2,773/mo in rent and nets $70/mo after the $2,014/mo payment, a 7.43% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $123,747 over five years. Ziffy Mortgage underwrites this on a 1.38 DSCR without U.S. credit history. With $4,125/yr in principal paydown, total projected return reaches $174,019.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 4.8% |
| Monthly Cash Flow | $70 | $1,850 |
City averages based on Bend market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,773 |
| Total Monthly Debt Service | $2,525 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97701, Bend, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,210 (100%) |
| Owner Occupied HU | 10,817 (53.5%) |
| Renter Occupied HU | 8,210 (40.6%) |
| Vacant Housing Units | 1,183 ( 5.9%) |
| Median Home Value | $667,275 |
| Average Home Value | $741,903 |
Housing Distribution
Address Breakdown
Residential
18,882
Single Family
17,042
Multi-Family
1,840
Businesses
1,536
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97701, Bend, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,210 (100%) |
| Owner Occupied HU | 10,817 (53.5%) |
| Renter Occupied HU | 8,210 (40.6%) |
| Vacant Housing Units | 1,183 ( 5.9%) |
| Median Home Value | $667,275 |
| Average Home Value | $741,903 |
Housing Distribution
Address Breakdown
Residential
18,882
Single Family
17,042
Multi-Family
1,840
Businesses
1,536
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices