1912 Ponderson Pine LnOklahoma CityOK73128
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 1912 Ponderson Pine Ln, Oklahoma City, OK, 73128 in Oklahoma City offers a clean, manageable entry. Rental yield 6.92%. DSCR 1.28 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $85,094 in additional property value over five years, with $2,837/yr in principal equity building ownership stake. Total projected cumulative return: $104,775.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 10.0% |
| Monthly Cash Flow | $(191) | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,776 |
| Total Monthly Debt Service | $1,844 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73128, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,678 (100%) |
| Owner Occupied HU | 1,362 (50.9%) |
| Renter Occupied HU | 1,002 (37.4%) |
| Vacant Housing Units | 314 (11.7%) |
| Median Home Value | $240,158 |
| Average Home Value | $457,226 |
Housing Distribution
Address Breakdown
Residential
2,406
Single Family
2,105
Multi-Family
301
Businesses
587
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73128, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,678 (100%) |
| Owner Occupied HU | 1,362 (50.9%) |
| Renter Occupied HU | 1,002 (37.4%) |
| Vacant Housing Units | 314 (11.7%) |
| Median Home Value | $240,158 |
| Average Home Value | $457,226 |
Housing Distribution
Address Breakdown
Residential
2,406
Single Family
2,105
Multi-Family
301
Businesses
587
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brett Creager • Copper Creek Real Estate
Mls Name: MLSOK/OKCMAR
Mls ID: #1189351