191 Meadows DrSugar GroveIL60554
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 191 Meadows Dr, Sugar Grove, IL, 60554 in Sugar Grove is narrow, $25/mo net on $2,723/mo rent after the $1,749/mo debt service, but the property operates at break-even-plus, not a loss. At $389,000 with a 8.4% yield, the long-run equity case via 5% appreciation ($107,474 over five years) and $3,583/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.56 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $150,381.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.5% |
| Monthly Cash Flow | $25 | $300 |
City averages based on Sugar Grove market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,723 |
| Total Monthly Debt Service | $2,543 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60554, Sugar Grove, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,571 (100%) |
| Owner Occupied HU | 4,041 (88.4%) |
| Renter Occupied HU | 380 ( 8.3%) |
| Vacant Housing Units | 150 ( 3.3%) |
| Median Home Value | $403,459 |
| Average Home Value | $423,726 |
Housing Distribution
Address Breakdown
Residential
4,619
Single Family
4,537
Multi-Family
82
Businesses
351
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60554, Sugar Grove, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,571 (100%) |
| Owner Occupied HU | 4,041 (88.4%) |
| Renter Occupied HU | 380 ( 8.3%) |
| Vacant Housing Units | 150 ( 3.3%) |
| Median Home Value | $403,459 |
| Average Home Value | $423,726 |
Housing Distribution
Address Breakdown
Residential
4,619
Single Family
4,537
Multi-Family
82
Businesses
351
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melissa Garcia • Legacy Properties
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12487121