191 E Marshall BlvdSan BernardinoCA92404
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 191 E Marshall Blvd, San Bernardino, CA, 92404 in San Bernardino delivers $3,104/mo in gross rent and $387/mo in net monthly income at a $439,250 entry. The 8.48% yield and 1.57 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $121,357 over five years and $4,046/yr in equity from loan paydown, total projected return is $191,458.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 4.8% |
| Monthly Cash Flow | $387 | $850 |
City averages based on San Bernardino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,104 |
| Total Monthly Debt Service | $2,543 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
7,910 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92404, San Bernardino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,109 (100%) |
| Owner Occupied HU | 8,843 (44.0%) |
| Renter Occupied HU | 10,414 (51.8%) |
| Vacant Housing Units | 852 ( 4.2%) |
| Median Home Value | $436,271 |
| Average Home Value | $476,818 |
Housing Distribution
Address Breakdown
Residential
18,428
Single Family
13,907
Multi-Family
4,521
Businesses
662
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
7,910 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92404, San Bernardino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,109 (100%) |
| Owner Occupied HU | 8,843 (44.0%) |
| Renter Occupied HU | 10,414 (51.8%) |
| Vacant Housing Units | 852 ( 4.2%) |
| Median Home Value | $436,271 |
| Average Home Value | $476,818 |
Housing Distribution
Address Breakdown
Residential
18,428
Single Family
13,907
Multi-Family
4,521
Businesses
662
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Diane Quinn • Better Homes & Gardens R.E. Oak Valley
Mls Name: CRMLS
Mls ID: #IG26012739