191 Caravaggio CirSacramentoCA95835
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 191 Caravaggio Cir, Sacramento, CA, 95835 in Sacramento at $550,000 earns $3,683/mo in rent and nets $181/mo after the $2,473/mo payment, a 8.04% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $151,955 over five years. Ziffy Mortgage underwrites this on a 1.49 DSCR without U.S. credit history. With $5,066/yr in principal paydown, total projected return reaches $220,674.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 4.8% |
| Monthly Cash Flow | $181 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,683 |
| Total Monthly Debt Service | $3,283 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
3,524 sqft lot
$N/A/sqft
$43 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95835, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,097 (100%) |
| Owner Occupied HU | 10,150 (63.1%) |
| Renter Occupied HU | 4,936 (30.7%) |
| Vacant Housing Units | 1,011 ( 6.3%) |
| Median Home Value | $623,987 |
| Average Home Value | $653,313 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
12,806
Multi-Family
3,417
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
3,524 sqft lot
$N/A/sqft
$43 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95835, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,097 (100%) |
| Owner Occupied HU | 10,150 (63.1%) |
| Renter Occupied HU | 4,936 (30.7%) |
| Vacant Housing Units | 1,011 ( 6.3%) |
| Median Home Value | $623,987 |
| Average Home Value | $653,313 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
12,806
Multi-Family
3,417
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Faith Allmond • Coldwell Banker Realty
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225031422
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