191 Brofield StBrooksvilleFL34604
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 191 Brofield St, Brooksville, FL, 34604 in Brooksville. At $296,100 it earns $2,418/mo in rent and distributes $360/mo to the owner after the $1,331/mo payment, a consistent 9.8% yield. DSCR 1.82 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $81,807 in value; $2,727/yr in principal paydown compounds ownership stake. Total projected return: $136,436.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.0% |
| Monthly Cash Flow | $360 | $300 |
City averages based on Brooksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,418 |
| Total Monthly Debt Service | $1,941 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
5,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34604, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,560 (100%) |
| Owner Occupied HU | 4,180 (75.2%) |
| Renter Occupied HU | 874 (15.7%) |
| Vacant Housing Units | 506 ( 9.1%) |
| Median Home Value | $335,296 |
| Average Home Value | $348,558 |
Housing Distribution
Address Breakdown
Residential
5,106
Single Family
5,106
Multi-Family
0
Businesses
390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
5,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34604, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,560 (100%) |
| Owner Occupied HU | 4,180 (75.2%) |
| Renter Occupied HU | 874 (15.7%) |
| Vacant Housing Units | 506 ( 9.1%) |
| Median Home Value | $335,296 |
| Average Home Value | $348,558 |
Housing Distribution
Address Breakdown
Residential
5,106
Single Family
5,106
Multi-Family
0
Businesses
390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices