19097 N 1330 East RdPontiacIL61764








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $1,093/mo, and a $1,199/mo payment. Purchase price stands at $245,000, and rental yield measures 5.35% with $1,093/mo rent. Return on cash invested shows 10.95% in year one, and 5% annual appreciation builds toward $67,689 over five years. Five-year ROI reaches 55.79% and total cumulative return in cash records $45,312. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,093/mo property income covering a $1,199/mo payment rather than investor’s personal income.
Single Family
Built in 1950
3.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61764, Pontiac, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,937 (100%) |
| Owner Occupied HU | 3,700 (62.3%) |
| Renter Occupied HU | 1,677 (28.2%) |
| Vacant Housing Units | 560 ( 9.4%) |
| Median Home Value | $143,224 |
| Average Home Value | $185,956 |
Housing Distribution
Address Breakdown
Residential
5,297
Single Family
4,736
Multi-Family
561
Businesses
481
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