1908 12th Ave SGreat FallsMT59405
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 1908 12th Ave S, Great Falls, MT, 59405 in Great Falls is straightforward: $200,000 in, $1,383/mo in rent, $214/mo out after debt service. The 8.3% gross yield and 1.54 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $55,256 by year five. With $1,842/yr in principal equity, the total cumulative return is projected at $89,327.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.1% |
| Monthly Cash Flow | $214 | $420 |
City averages based on Great Falls market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,383 |
| Total Monthly Debt Service | $1,089 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
9,757 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59405, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,339 (100%) |
| Owner Occupied HU | 7,498 (48.9%) |
| Renter Occupied HU | 6,585 (42.9%) |
| Vacant Housing Units | 1,256 ( 8.2%) |
| Median Home Value | $263,717 |
| Average Home Value | $330,908 |
Housing Distribution
Address Breakdown
Residential
15,583
Single Family
13,599
Multi-Family
1,984
Businesses
990
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
9,757 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59405, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,339 (100%) |
| Owner Occupied HU | 7,498 (48.9%) |
| Renter Occupied HU | 6,585 (42.9%) |
| Vacant Housing Units | 1,256 ( 8.2%) |
| Median Home Value | $263,717 |
| Average Home Value | $330,908 |
Housing Distribution
Address Breakdown
Residential
15,583
Single Family
13,599
Multi-Family
1,984
Businesses
990
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angela Otis • HomeSmart Realty Partners
Mls Name: MRMLS
Mls ID: #30061909