19070 Rio Verde StWoodbridgeCA95258
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 19070 Rio Verde St, Woodbridge, CA, 95258 in Woodbridge fits: $438,800, 2.63% gross yield, and a projected 5% annual appreciation rate adding $121,232 in value within five years. Rental yield 2.63%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.49) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $4,041/yr in principal paydown and $121,232 in appreciation project a total return of $53,526.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 5.0% |
| Monthly Cash Flow | $(1,754) | $250 |
City averages based on Woodbridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $960 |
| Total Monthly Debt Service | $2,540 |
| DSCR Ratio | 0.38x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
6,420 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95258, Woodbridge, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,519 (100%) |
| Owner Occupied HU | 1,113 (73.3%) |
| Renter Occupied HU | 341 (22.4%) |
| Vacant Housing Units | 65 ( 4.3%) |
| Median Home Value | $697,381 |
| Average Home Value | $796,285 |
Housing Distribution
Address Breakdown
Residential
1,444
Single Family
1,444
Multi-Family
0
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
6,420 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95258, Woodbridge, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,519 (100%) |
| Owner Occupied HU | 1,113 (73.3%) |
| Renter Occupied HU | 341 (22.4%) |
| Vacant Housing Units | 65 ( 4.3%) |
| Median Home Value | $697,381 |
| Average Home Value | $796,285 |
Housing Distribution
Address Breakdown
Residential
1,444
Single Family
1,444
Multi-Family
0
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Renae Whiteside • HOMWRX
Mls Name: MetroList Services of CA
Mls ID: #225112022