19060 Good Times DrPERRYFL32348
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 19060 Good Times Dr, PERRY, FL, 32348 in PERRY worth study. Rental yield 2.84%. The 2.84% gross yield is below cash-flow benchmarks at $685,000, but 5% annual appreciation, adding $189,253 over five years, frames this as a capital growth position. Rent of $1,620/mo partially offsets the $3,080/mo payment. Ziffy Mortgage finances appreciation-play properties (0.53 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $72,800.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 8.0% |
| Monthly Cash Flow | $(2,926) | $150 |
City averages based on PERRY market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,620 |
| Total Monthly Debt Service | $4,273 |
| DSCR Ratio | 0.38x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32348, Perry, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,105 (100%) |
| Owner Occupied HU | 2,912 (57.0%) |
| Renter Occupied HU | 1,091 (21.4%) |
| Vacant Housing Units | 1,102 (21.6%) |
| Median Home Value | $98,509 |
| Average Home Value | $162,390 |
Housing Distribution
Address Breakdown
Residential
4,260
Single Family
4,069
Multi-Family
191
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32348, Perry, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,105 (100%) |
| Owner Occupied HU | 2,912 (57.0%) |
| Renter Occupied HU | 1,091 (21.4%) |
| Vacant Housing Units | 1,102 (21.6%) |
| Median Home Value | $98,509 |
| Average Home Value | $162,390 |
Housing Distribution
Address Breakdown
Residential
4,260
Single Family
4,069
Multi-Family
191
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices